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Insurance Blog

Understanding The Difference: Standard Auto Insurance Vs. ATV Insurance

All-terrain vehicles come with risks, and they can be expensive to replace when damaged in a crash. If you have an ATV, you won’t be able to rely on your car insurance to protect you. ATVs are not covered by standard auto insurance policies. Also, ATV insurance may be required by law if you ride in certain areas, such as state parks. On the upside,...

The best ways to protect your motorcycle when it’s not on the road

We love motorcycles for the adventures, the places they help us discover, and the pure joy of riding them. Given the choice, most riders would spend all day on their bikes. But, in the real world, our beloved motorcycles spend a fair amount of time parked. Whether idled overnight during the workweek or for the length of winter, motorcycles are often placed in storage for...

Is Graded Death Benefit Life Insurance Worth The Cost?

Graded death benefit insurance has important advantages for certain people. It may be worth the cost if you want the protection of permanent life insurance coverage, but may not qualify for another permanent life insurance plan because of health issues. What Is Graded Death Benefit Insurance? Graded death benefit insurance is permanent, as opposed to term life insurance. What makes it different from standard permanent...

Thinking of buying your first bike? Know the different types of motorcycles.

Motorcycling is a sport that welcomes everyone. And if you’re thinking about joining, there are some things you should research first—especially when it comes to selecting your first bike. Your first step should be taking a Motorcycle Safety Foundation® Basic RiderCourse℠. Once you have the experience of learning to ride on the motorcycles used in the class, you’ll have a good frame of reference when...

How Garage Insurance Can Protect Your Mechanic Business

Garage insurance is designed to protect garage owners against different types of liability. Any business that involves working on or around vehicles needs this type of insurance, particularly a mechanic business. Our knowledgeable agent can advise you on the garage insurance your mechanic business needs and help you find the best available rates. What Is Garage Insurance? Garage insurance is specialized general liability insurance for...