How Do You Add a New Driver to Your Auto Insurance Policy? 

Adding a new driver to your auto insurance policy is essential when someone in your household uses your vehicle regularly. It could be your teenage child who just got their license or a spouse who drives your car frequently.

By listing them on your policy, you may avoid potential coverage gaps and unexpected expenses if an accident occurs.

Who Should I Add to My Auto Insurance Policy?

If someone frequently drives your car, they may need to be listed on your policy to ensure they’re adequately covered and that your insurer recognizes their role as a regular driver.

Failing to add eligible drivers could lead to claim denials or higher out-of-pocket costs if they’re involved in an incident. Generally, household members who drive your vehicle regularly, including teenagers or young adults living at home, should be added to your policy.

Sometimes, certain states or insurers may also require you to list roommates or frequent drivers.

How Can I Add a New Driver to My Policy?

Adding a new driver to your auto insurance involves the following steps:

• Start by reviewing your current policy to understand your coverage and requirements for adding drivers.

• Collect the necessary details about the driver you want to add, such as their name, date of birth, license number and driving history.

• Contact a Dean Mofidi Insurance Services insurance agent to discuss adding a new driver. We can help you understand any premium adjustments and policy requirements based on the driver’s profile.

• If the new driver is approved, check that your policy reflects this addition. Verify any changes in premium and coverage and request a copy of the updated policy for your records.

Connect With Us

For guidance on adding drivers to your policy or exploring coverage options, contact Dean Mofidi Insurance Services. Our team is ready to help you find the best solutions for your auto insurance needs.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.